Do You Need To Hire A Personal Injury Attorney?

Personal injury attorneys handle several different types of cases, including severe injuries, medical malpractice, and cases involving long-term or permanent disabilities. Because they handle such a wide variety of cases, many people don't know when they should hire a personal injury attorney. Instead, they just accept whatever settlement the insurance company offers. However, if you've been injured in an accident, you deserve to be compensated. Discover when you should hire a personal injury attorney.

Car Accidents

If you were injured in a car accident and the insurance company isn't paying for all of your medical and car repair expenses, you should consider hiring a personal injury attorney. It's common for insurance companies to push back on expenses because they don't want to pay more than what's necessary. You can expect the insurance company to check the circumstances of your claim and offer you a settlement. However, if the settlement offer doesn't cover your expenses, you should contact an attorney. The attorney will then negotiate with the insurance company to come up with a fair settlement.

Medical Malpractice

Any time you've suffered an injury or become ill due to the incompetence of a doctor, nurse, clinic, or hospital, you should talk to a personal injury attorney to determine whether you should file a claim. Even if your medical malpractice case seems like it's cut and dry, these types of cases can get complicated, so hiring an attorney to handle the claim is your best bet.

Insurance Company Refuses Payment

If you've been injured in an accident and the insurance company refuses to pay your claim, you should consult a personal injury attorney. People and businesses carry liability insurance so that they don't have to pay for medical bills if they've caused an accident or there's an accident on their property. If you've submitted a legit claim and the insurance company refuses to pay, you need an attorney.

Long-Term or Permanent Disabilities

If you were injured in an accident and obtained a long-term or permanent disability, you need to contact a personal injury attorney. It's difficult to determine how much a severe injury is worth, because often the injury affects the person's ability to work, and therefore lowers their income for life. However, once you've accepted a settlement from an insurance company, you can't go back and change it. So, you're better off allowing an experienced attorney to handle your claim. This way, you know that you're getting a fair settlement.

The fact is, accidents happen. When they do, it not only affects you physically, but it also affects you mentally and changes your lifestyle. However, that doesn't mean that you have to become overwhelmed with massive debts. Instead, contact a personal injury attorney's office, such as Otorowski Johnston Morrow & Golden P.L.L.C., to help you file a claim and get a proper settlement.